/*
Theme Name: Income Protection Broker2Broker
Theme URI: https://incomeprotectionbroker2broker.com/
Author: The Bloch Agency
Description: One stop for all Broker 2 Broker Conversations.
Version: 1.1
License: GPL-2.0-or-later
Text Domain: income-protection-broker2broker
*/

:root{
  --ipb2b-blue:#0D4A95;
  --ipb2b-blue-dark:#1F2A44;
  --ipb2b-blue-mid:#3E4A61;
  --ipb2b-green:#74B72E;
  --ipb2b-bg:#F5F7FB;
  --ipb2b-text:#24324A;
  --ipb2b-muted:#627188;
  --ipb2b-border:#DCE3EF;
  --ipb2b-white:#FFFFFF;
  --ipb2b-shadow:0 16px 40px rgba(31,42,68,.08);
  --ipb2b-radius:22px;
  --wp--preset--color--foreground:var(--ipb2b-text);
  --wp--preset--color--primary:var(--ipb2b-blue);
  --wp--preset--color--secondary:var(--ipb2b-green);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Arial,Helvetica,sans-serif;
  color:var(--ipb2b-text);
  background:var(--ipb2b-white);
  line-height:1.65;
}
img{max-width:100%;height:auto}
a{color:var(--ipb2b-blue);text-decoration:none}
a:hover{text-decoration:underline}

.site-header{
  position:sticky;top:0;z-index:99;
  background:rgba(255,255,255,.96);
  backdrop-filter:blur(10px);
  border-bottom:1px solid rgba(13,74,149,.08);
}
.container{width:min(1180px,92%);margin:0 auto}
.header-inner{
  display:flex;align-items:center;justify-content:space-between;
  gap:20px;padding:14px 0;
}
.branding{display:flex;align-items:center;gap:16px}
.branding img{width:82px;height:82px;object-fit:contain}
.branding-text{display:flex;flex-direction:column}
.site-title{
  font-size:1.35rem;font-weight:800;letter-spacing:.03em;color:var(--ipb2b-blue-dark);text-transform:uppercase
}
.site-tagline{font-size:.92rem;color:var(--ipb2b-muted);margin-top:2px}
.primary-nav ul{list-style:none;display:flex;gap:24px;padding:0;margin:0}
.primary-nav a{font-weight:700;color:var(--ipb2b-blue-dark)}
.header-cta{display:inline-flex;align-items:center;padding:12px 18px;border-radius:999px;background:var(--ipb2b-green);color:#fff;font-weight:800}

.hero{
  background:
    radial-gradient(circle at top left, rgba(116,183,46,.12), transparent 26%),
    radial-gradient(circle at 90% 10%, rgba(13,74,149,.16), transparent 22%),
    linear-gradient(180deg,#f8fbff 0%,#eef4fb 100%);
  padding:72px 0 46px;
}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:34px;align-items:center}
.eyebrow{
  display:inline-flex;align-items:center;gap:10px;
  font-size:.84rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;
  color:var(--ipb2b-blue);margin-bottom:18px
}
.eyebrow:before{
  content:"";width:34px;height:3px;background:var(--ipb2b-green);border-radius:99px
}
.hero h1,.page-hero h1{
  font-size:clamp(2.5rem,6vw,4.35rem);
  line-height:1.02;margin:0 0 18px;color:var(--ipb2b-blue-dark);letter-spacing:-.03em
}
.hero h1 span,.page-hero h1 span{color:var(--ipb2b-blue)}
.hero p.lead,.page-hero .lead{
  font-size:1.16rem;color:var(--ipb2b-muted);max-width:760px;margin:0 0 24px
}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin:28px 0 24px}
.btn,.wp-block-button__link{
  display:inline-flex;align-items:center;justify-content:center;
  padding:14px 22px;border-radius:999px;border:2px solid var(--ipb2b-blue);
  background:var(--ipb2b-blue);color:#fff;font-weight:800;box-shadow:none
}
.btn.secondary,.is-style-outline .wp-block-button__link{
  background:transparent;color:var(--ipb2b-blue)
}
.badge-row{display:flex;flex-wrap:wrap;gap:10px}
.badge{
  padding:9px 14px;border-radius:999px;background:#fff;border:1px solid var(--ipb2b-border);
  color:var(--ipb2b-blue-dark);font-size:.92rem;font-weight:700
}
.hero-card,.card,.quote-band,.contact-panel,.faq-item,.cta-banner{
  background:var(--ipb2b-white);border:1px solid rgba(13,74,149,.08);
  box-shadow:var(--ipb2b-shadow);border-radius:var(--ipb2b-radius)
}
.hero-card{padding:34px}
.hero-card img{width:100%;max-width:360px;display:block;margin:0 auto 18px}
.hero-card h3{font-size:1.5rem;color:var(--ipb2b-blue-dark);margin:.2rem 0}
.hero-card p{color:var(--ipb2b-muted);margin:0}

main.site-main{min-height:60vh}
.page-hero{padding:56px 0 20px;background:linear-gradient(180deg,#f8fbff 0,#fff 100%)}
.section{padding:70px 0}
.section.alt{background:var(--ipb2b-bg)}
.section-title{font-size:clamp(2rem,4vw,3rem);line-height:1.08;margin:0 0 12px;color:var(--ipb2b-blue-dark)}
.section-subtitle{font-size:1.08rem;color:var(--ipb2b-muted);max-width:760px}
.grid-2,.grid-3,.grid-4{
  display:grid;gap:24px
}
.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}
.card{padding:28px}
.card h3{margin:0 0 8px;color:var(--ipb2b-blue-dark);font-size:1.28rem}
.card p{margin:0;color:var(--ipb2b-muted)}
.process-step{position:relative;padding-top:58px}
.process-step:before{
  content:attr(data-step);position:absolute;top:20px;left:28px;font-size:.8rem;
  font-weight:800;letter-spacing:.11em;color:var(--ipb2b-green)
}
.check-list{list-style:none;padding:0;margin:18px 0 0}
.check-list li{position:relative;padding-left:34px;margin:0 0 14px}
.check-list li:before{
  content:"✓";position:absolute;left:0;top:-1px;width:22px;height:22px;border-radius:50%;
  display:flex;align-items:center;justify-content:center;background:rgba(116,183,46,.14);color:var(--ipb2b-green);font-weight:900
}
.quote-band{padding:34px 36px;text-align:center}
.quote-band blockquote{margin:0;font-size:1.55rem;line-height:1.35;font-weight:800;color:var(--ipb2b-blue-dark)}
.quote-band p{margin:12px auto 0;max-width:860px;color:var(--ipb2b-muted)}
.cta-banner{
  padding:36px;display:grid;grid-template-columns:1.2fr .8fr;gap:26px;
  background:linear-gradient(135deg,var(--ipb2b-blue-dark),var(--ipb2b-blue))
}
.cta-banner *{color:#fff}
.contact-box,.contact-panel{
  background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.15);padding:28px;border-radius:22px
}
.contact-box a{color:#fff;text-decoration:underline}

.content-wrap{padding:24px 0 78px}
.content-wrap .entry-content{font-size:1.03rem}
.content-wrap .entry-content h2{font-size:2rem;color:var(--ipb2b-blue-dark);margin:44px 0 12px}
.content-wrap .entry-content h3{font-size:1.32rem;color:var(--ipb2b-blue);margin:28px 0 8px}
.content-wrap .entry-content p{margin:0 0 16px}
.content-wrap .entry-content ul{margin:12px 0 22px 18px}
.content-wrap .entry-content li{margin-bottom:10px}
.content-wrap .entry-content .wp-block-group,.content-wrap .entry-content .wp-block-columns{
  margin-bottom:24px
}

.site-footer{
  background:var(--ipb2b-blue-dark);color:rgba(255,255,255,.88);padding:44px 0 24px
}
.footer-grid{display:grid;grid-template-columns:1.1fr .9fr .9fr;gap:24px}
.site-footer h3{color:#fff;margin:0 0 10px}
.site-footer p,.site-footer li,.site-footer a{color:rgba(255,255,255,.82)}
.site-footer ul{list-style:none;padding:0;margin:0}
.footer-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:26px;padding-top:18px;font-size:.94rem}

.ip-callout{
  padding:28px;border-radius:20px;background:linear-gradient(180deg,#f8fbff 0%,#eef4fb 100%);
  border:1px solid var(--ipb2b-border)
}
.ip-faq{display:grid;gap:16px}
.faq-item{padding:24px}
.faq-item h3{margin:0 0 8px;color:var(--ipb2b-blue-dark);font-size:1.15rem}
.faq-item p{margin:0;color:var(--ipb2b-muted)}

@media (max-width: 980px){
  .hero-grid,.cta-banner,.grid-2,.grid-3,.grid-4,.footer-grid{grid-template-columns:1fr}
  .header-inner{flex-wrap:wrap}
  .primary-nav{width:100%;order:3}
  .primary-nav ul{flex-wrap:wrap;gap:12px 18px}
}
@media (max-width: 640px){
  .branding img{width:62px;height:62px}
  .site-title{font-size:1.08rem}
  .hero{padding-top:44px}
  .card,.hero-card,.quote-band,.contact-panel,.cta-banner{padding:24px}
}